FHA Loans

A Federal Housing and Administration (FHA) Loan may be good for folks earning a low-to-moderate income and first-time homebuyers. By getting this loan, you can pay as little as 3.5% down.

What Is an FHA Loan?

An FHA loan allows for lower down payments and lower credit scores than what traditional mortgages require. Although the government backs the mortgage, government-approved banks and lenders are the ones that provide the funds.

What Are the Eligibility Requirements?

• A credit score of at least 620
• Down payment can come from savings, a financial gift from family, or a grant.
• You must purchase mortgage insurance.

How to Get an FHA Loan with Hartford Funding Ltd.

We can help you figure out if you qualify and whether an FHA loan is right for you. We have many loan options to offer and will ensure to provide you with a mortgage suited to your lifestyle and financial goals.

Hartford Funding Ltd. is not affiliated with or acting on behalf of or at the direction of FHA or the Federal Government.

Verified Pre-Approval by Hartford Funding Ltd.

Before house hunting, it’s important to get an estimate of how much home you can afford. Most sellers expect buyers to have a pre-approval letter when making an offer. A pre-approval letter strengthens your offer as it proves you can obtain financing.

 

Get Pre-Approved to Buy a Home

Apply online for a pre-approval letter

Request Pre-Approval

THIS IS NOT A LOAN APPROVAL. The final approval is subject to Satisfactory verification of the borrower’s credit history, income, assets, debt ratio, clear title to the property, and a satisfactory appraisal of the property.