If you are a veteran or an actıve member of the military, National Guard, or a surviving spouse then the VA Loan may be an excellent option.
The Department of Veteran Affairs (VA) oversees the VA Loan program, however, the actual financing is provided by banks and private lenders. You can pay very little or no down payment at all with a VA Loan. There are no private mortgage insurance requirements either.
The loan can be used to buy a home, build a home, renovate a home or for refinancing.
Hartford Funding Ltd. is not affiliated with or acting on behalf of or at the direction of VA or the Federal Government.
Give us a call and we’ll walk you through the steps you need to take before we can approve you for a VA Loan. This is one of the easiest loans to apply for as long as you meet the very minimal eligibility requirements.
Before house hunting, it’s important to get an estimate of how much home you can afford. Most sellers expect buyers to have a pre-approval letter when making an offer. A pre-approval letter strengthens your offer as it proves you can obtain financing.
Apply online for a pre-approval letter
THIS IS NOT A LOAN APPROVAL. The final approval is subject to Satisfactory verification of the borrower’s credit history, income, assets, debt ratio, clear title to the property, and a satisfactory appraisal of the property.