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Keith Cullen Headshot
Keith Cullen
Chief Operating Officer
NMLS#: 99023
Your Local Loan Officer

A Home Loan Designed For Your Future.

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

Do you need a mortgage?

Keith Cullen joined Hartford Funding, Ltd. in April 2021 as Chief Production Officer and was promoted to Chief Operating Officer in November 2024. As COO, he oversees Mortgage Loan Originators, fostering collaboration between sales and operations teams. Keith brings over two decades of mortgage expertise to Hartford, dating back to 1998. His accomplishments include streamlining the company-wide CRM, launching the Non-QM platform and managing marketing lead sources. Recognized for his insights, Keith has been featured on Long Island News 12. He provides valuable guidance to sales staff on pipeline management and strategic business growth.

With 26 years of mortgage experience, Keith’s expertise significantly enhances Hartford’s operations. His notable achievements have optimized the company’s CRM, successfully launched the Non-QM platform and comprehensively managed marketing lead sources. As a key resource, Keith supports sales staff in optimizing pipelines and strategically expanding their business.

Loan programs we specialize in

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Fixed Rate Mortgages
FHA Loans
VA Loans
VA Loan Refinancing
Rehab Loans
USDA Loans
Jumbo Loans
First Time Homebuyers
Low Down Payment Loans
Investment Properties
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & FLip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller-Paid Buydown
Refinance
Cash-Out Refinance
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