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Michael Licciardi
Mortgage Loan Originator
NMLS#: 134163
Your Local Mortgage Loan Originator

A Home Loan Designed For Your Future.

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

Do You Need a Mortgage?

I’m a Senior Mortgage Loan Originator with more than 28 years of experience helping clients navigate the home financing process with confidence. Throughout my career in the financial services industry, I have built a strong reputation for delivering personalized service, clear communication, and solutions tailored to each client’s goals.

My expertise includes credit analysis, mortgage underwriting, VA loans, conventional loans, FHA loans, DSCR financing, and home equity solutions. Whether assisting first-time homebuyers, seasoned investors, or homeowners looking to refinance, I am committed to providing service beyond expectations every step of the way.

Loan programs we specialize in

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Fixed Rate Mortgages
FHA Loans
VA Loans
VA Loan Refinancing
Rehab Loans
USDA Loans
Jumbo Loans
First Time Homebuyers
Low Down Payment Loans
Investment Properties
Bank Statement Program
Non-QM Loan
Construction Home Loan
DSCR Home Loan
HELOC Home Loan
Reverse Mortgage
Seller-Paid Buydown
Refinance
Cash-Out Refinance
AND MORE
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